Because Medicare Should Be Simple

Insurance Brokers in New Braunfels, Texas

Start Your Medicare Journey

I understand that by providing the information above, an agent from Shepherd Insurance Group may contact me regarding health plan options.

At Shepherd Insurance Group, we recognize the hard work you’ve put into earning your retirement. That’s why we specialize in helping seniors navigate Medicare with ease, offering free resources and personalized solutions to simplify the process. With a commitment to clarity and care, we’re here to ensure you understand the insurance options that best fit your unique needs. Reach out today to start your stress-free Medicare journey!

Products & Services

What makes Shepherd Insurance Group stand out among its competitors is our unwavering commitment to service and community. We don’t just help people enroll in Medicare — we use our 6 years of experience to guide them through it with clarity, patience, and personal care. Our focus is on education over sales, offering educational events that empower individuals to make informed decisions. We’re deeply involved in the local community, building trust through meaningful relationships with residents, organizations, and small businesses. At Shepherd Insurance Group it’s about values, service, and supporting the people we live alongside.

Medicare Advantage

Medicare Advantage, also known as Part C, is an all-in-one alternative to Original Medicare offered by private insurance companies approved by Medicare. These plans often include extra benefits like dental, vision, hearing, and prescription drug coverage. They’re designed to simplify your coverage by bundling your healthcare needs into a single, convenient plan.

Medicare Supplements

Medicare Supplement plans, also called Medigap, help cover the out-of-pocket costs that Original Medicare doesn’t, such as copayments, coinsurance, and deductibles. These plans are offered by private insurance companies and can provide more predictable healthcare costs.

Prescription Drug Plans

Prescription Drug Plans (Part D) help cover the cost of your medications and work alongside your Original Medicare coverage. These plans are offered by private insurers and vary in terms of covered drugs, pharmacy networks, and copayments. Enrolling in a plan can help protect you from high prescription costs.

Life Insurance

Life insurance provides financial protection for your loved ones by paying a tax-free benefit after your passing. It can help cover funeral costs, debts, or ongoing living expenses for your family. Plans can be tailored to fit your stage of life and financial goals.

Annuities

Annuities are financial products that provide a steady income stream, often used for retirement planning. You make a lump-sum payment or series of payments in exchange for guaranteed income later in life. They can help ensure you don’t outlive your savings.

Dental & Vision

Dental and vision plans offer coverage for routine care like cleanings, exams, glasses, and more, which are not covered by Original Medicare. These plans can be purchased individually or added to other insurance coverage. They help manage costs and maintain overall health.

Frequently Asked Questions

When should I start the Medicare enrollment process?

The sweet spot is about 3 months before your 65th birthday. That gives us time to walk through your options, get everything submitted, and avoid last-minute stress. If you’re already drawing Social Security, you’ll be enrolled automatically—but even then, we should double-check the details to make sure nothing gets missed.

Can I keep my doctor with Medicare?

That depends on the plan. With a Supplement, you can see almost any doctor that takes Medicare since there are no doctor networks or referrals. Medicare Advantage plans usually come with provider networks, so it’s important to check if your doctor is in-network.

Can I change my Medicare plan later on?

Yes. Each year from October 15 to December 7, you can review and switch your Advantage or Prescription Drug plan. Medicare Supplements are a little trickier—you can apply to switch anytime, but you may have to answer health questions. I check in with my clients every fall to make sure their plan still fits.

How much do your services cost?

Our services are completely free—we get paid by insurance carriers, not by you.

What’s the difference between Medicare Parts A, B, C, and D?

Part A – Hospital Insurance (covers inpatient hospital stays, hospice, skilled nursing)

Part B – Medical Insurance (covers doctor visits, outpatient services, preventive care)

Part C (Medicare Advantage) – Private insurance plans that bundle Parts A, B, and often D

Part D – Prescription drug coverage

When should I enroll in Medicare?

You should enroll during your Initial Enrollment Period (IEP), which begins three months before you turn 65 and lasts for seven months. If you’re still working, you may qualify for a Special Enrollment Period (SEP) to delay without penalties.

What is the difference between Medicare Advantage and Medicare Supplement?

Medicare Advantage (Part C): A private plan that replaces Original Medicare (Parts A & B), often including Part D (prescription drugs) and extras like dental or vision, with varying costs and networks.

Medicare Supplement (Medigap): A private plan that works with Original Medicare to cover out-of-pocket costs like deductibles and copays but does not include Part D or extra benefits.

Do you only work with people in Texas?

We currently have licensed agents in Texas, Oklahoma, Tennessee, and Washington. If you live outside of our current service area, we can easily get licensed anywhere in the U.S. to serve you.

Testimonials

Lane made signing up for my Medicare insurance so easy. He was very knowledgeable and was able to research all of my questions.

Lane Jones is friendly, knowledgeable, and always ready to tackle my questions. I highly recommend him to anyone looking for a Medicare Broker. He always puts his customers first!

Lane came highly recommended from a good friend. He was punctual with every appointment, patient with all the questions and knowledgeable about our unique situation. There is a lot to know about Medicare. It can be very overwhelming. Call Lane. He will put your mind at ease and get you all set up.

Lane is wonderful to work with. He explained our options, helped us to choose the perfect plan and signed us up the same day! He responds quickly!

We have worked with Lane for the past two years regarding coverage options and cost for Medicare. Lane has been very knowledgeable and helpful in providing insight into this complex subject. As a result, we have been able to select the right options for coverage at a reasonable cost. Lane promptly returns calls and has been able to answer all of our questions. We strongly recommend using his service.

Lane Jones

Licensed Sales Agent

I grew up in Great Falls, Montana, working on ranches before attending the University of Montana in Missoula, where I studied Business Management. In my free time, I loved hiking and exploring the Lolo National Forest.

At 23, I was offered an opportunity to begin my career in Medicare, which led me to move to the great state of Texas in 2019. Since then, I’ve lived in Houston and Dallas before putting down roots in New Braunfels.

I’m proud to have spent most of my adult life helping Texans navigate the often confusing world of Medicare. My goal is to make your transition into retirement as simple, clear, and stress-free as possible—while always putting your needs first.

Request a Free Consultation

I understand that by providing the information above, an agent from Shepherd Insurance Group may contact me regarding health plan options.